It's important to make sure you're taking full advantage of tax-efficient investments by holding them in accounts with the appropriate tax treatment. Investing in this way can help ensure that you're realizing all potential tax benefits without increasing your tax liability. Splitting contributions among different account types may help you hedge on whether your tax rates will be higher or lower in the future than they are now. Your PR Wealth financial advisor is here to help you proactively determine and establish different account types for your own tax diversification strategy.